Gottheimer noted that both credit reports and scores, and their accuracy, play a huge role in determining a consumer’s financial health and that a lack of credit history can disproportionately affect minority and lower income communities. African-American and Hispanic families are denied credit more often than white families with the same income. CLICK HERE TO READ MORE
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1st Bergen Federal Credit Union is a not-for-profit financial institution with a mission to empower and strengthen individuals who may not otherwise have access to banking/financial services. Any profit we make is reinvested into the business and benefits YOU in the form of competitive rates and typically lower fees. To become a member or for more information, visit: https://1stbergen.com/about-us/