Financial Literacy Education: Includes group classes and workshops or one-on-one sessions that focus on basic banking and money management, including, but not limited to, budgeting, savings and investment on a shoestring, understanding insurance, and understanding loans.

Credit Counseling: Focuses on resolving credit issues, household budgeting, money management, and accessing and understanding credit reports.

Housing Counseling: Includes pre and post-purchase housing counseling and mortgage default and delinquency counseling.  Through both group workshops and one-on-one counseling sessions, individuals receive assistance in navigating the complicated process of purchasing a house and how to avoid many of the pitfalls that can ultimately result in default or foreclosure.